Final Installment of the best damned 6-part series you will ever read on health clubs!    

So after rummaging around in my basement for about 10 minutes, I dug out the Bike Gizmo.  Except for the spider webs, those little white spider sacks that get all over stuff that sits in basements, and 16 years of dust, bike gizmo was in near pristine condition.  I cleaned it up and began the set-up which involved a piece of plywood to stabilize the bike and keep the sweat from slathering the carpet, putting some bricks under the front tire so that I wouldn't feel like I was riding down hill the entire time, and setting up my son's collapsible music stand to prop up magazines so I could read while biking.

The set-up, I'm pleased to report, fits my redneck lifestyle just fine and works even better.  I am now riding "all over" my basement several times a week and getting as good a workout as I did at the health club.

If you have waded through the past several points, it all comes to a point here.  Or a few points.  First, exercise does not have to be pretty.  Your body will appreciate it, no matter the scenery.  Second, where there's a will, there's a way (cliché but true).  And lastly, and importantly, exercise does not have to be expensive and any savings you get by staying healthy can help put money into into your HSA and keep it there for those times when you really need it.

All that said, I am looking forward to the weather turning warm again.  I may be a bit daft come springtime.