Chapter 24 – Now I mentioned in an earlier Bulletin that I was not only going to talk about HDHPs and HSAs, but actually go out and buy one. Well, that was my original plan, but my wife’s decided that I’m not actually smart enough to undertake this highly complicated activity on my own. In fact, she seems to believe I have no business screwing around

with it at all.

A few days ago I heard language coming from the other side of the house that would make Quentin Tarantino blush. Now being the well trained husband I am, my first thought was, “I’m sure whatever it is, is my fault.” Then I took a deep breath and said a little prayer. “Dear Lord, I’m going to go ahead and take responsibility for whatever’s it is causing that fuss. And Lord, should I need to duck, please give me a little of that gift you bestowed upon Muhammad Ali.”

My wife and I have our own offices in our house. Mine is at one end, and hers is on the other. As a general rule that works pretty well. However, when her volume invades my personal space, I know peace has left the valley.

Being the ever curious but no so bright sort that I sometimes am, I stopped whatever I was doing and wandered across the house. I heard her muttering like a Tasmanian Devil as I approached and hoped I could talk her off whatever ledge on which she managed to get herself stuck.

Turns out, she’s decided that this is the day that she is going to start to make the COBRA go away. She has gone out to some website and started looking at HSAs. As luck would have it, she is wigging out because, as she says, there are something like 300 high deductible health plans (HDHPs) to choose from and she will never be able to sort through them. All I can see are about 3 big ‘ol Aetna logos on the screen, but I’m not about to challenge her as to whether she actually counted 300 or if maybe this was a slight exaggeration. My goodies are in tact at the moment, and I’d like to keep them that way.

I’m thinking to myself, I don’t know what website she’s looking at, but with all those choices, this is going to be like insurance purchasing at Burger King. Maybe not as fast as I’d like, but I should be able to have it my way. Mmmmmm, now my mouth is watering for a tasty burger. I probably should go for a bike ride.