HSA Resources for Employers

FAQs
	HSAeducator.com Consumer HSA FAQ A guide to rules about HSA usage for consumers
Documents
	Eligible Expenses PDF A list of common eligible and ineligible HSA expenses
	Introduction to HSAs for Employees A two page flyer that introduces the basics of an HSA to individuals
	HSA Video Learning Center A collection of online HSA education videos for employees
Calculators
	Employer Savings Calculator An excellent resource for employers who want to understand what kind of savings HSAs could provide Consumer HSA Savings Calculator A simple calculator to help consumers determine their approximate savings with an HSA
Services
	Fontis Health Fontis Health offers a unique online platform that makes Group HSA enrollment, education, and incentives easy. The Fontis platform is designed to help employers save time and money and offer their employees better HSA solutions.

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The Benefits of an HSA

(in convenient bullet-point summary form):

For Employers:

Reduced premiums through HDHP
Offer better benefits for employee recruitment and retention
Additional FICA tax savings (7.65A%) on all employee and employer HSA contributions
With employees in control of their healthcare spending (what industry folks call “consumer-driven” or “consumer directed” healthcare), employees become empowered to make smarter, more proactive decisions about their health.

For Employees:

An individually-owned savings vehicle for healthcare expenses
Reduced federal, state, and local income taxes on all HSA contributions, qualified distributions, and earnings
Additional FICA tax savings (7.65%) on payroll-deducted contributions
Lower insurance premiums with accompanying High Deductible Health Plan
Outstanding coverage against serious illness or injury
Unrivaled choice and control in how to spend healthcare dollars

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