Privacy Statement

Healthy Rebates and HSAEducator.com is always conscious and respectful of your privacy. We recognize the importance of protecting your personal information as you use the Internet website located at www.HSAEducator.com (the “Site”). This privacy policy (“Privacy Policy”) will answer your questions about the information that may be collected at the Site, how we may use it, the choices you can make about our use of your personal information and how we protect your personal information. We reserve the right to revise this Privacy Policy at any time without prior notice. For this reason, please check regularly for the most recent version of our privacy policy.

If you have any further questions or comments, contact us using the Contact Us page.

What information does Healthy Rebates gather and how is it used?

We collect information about your visits to our Site, such as your Internet service provider, browser type, and operating system, pages accessed on our Site and the date and time of access to optimize your user experience and enhance your time spent with us online. We also receive information telling us what site you linked to our Site from.

Healthy Rebates will not sell, rent or share your personal information with third parties without your permission, except as necessary or appropriate to (i) carry out transactions you make on the Site, such as arranging for you to receive insurance information from insurance agents whom you have authorized to send such information to you, (ii) respond to your requests or answer your inquiries, (iii) comply with any applicable law, court order or other judicial process. In the event of a corporate transaction such as a sale or merger involving Healthy Rebates, personal information may be transferred to the purchaser.

Please be aware that [any information] [your user name] that you provided during the registration process will be visible to all users.

When you send us an email using the Contact Us page, we will retain the content of the email, your email address, and our response in order to handle any follow-up questions you may have. We also use this information to measure how effectively we address your concerns.

We retain your name, and may retain other personal information such as mailing address, email address or credit card number when appropriate. We may ask you to voluntarily provide us with information regarding your personal or professional interests, demographics, experience with our products, and contact preferences. We may combine this information with information about you which we gather from other sources. We may use the information to design offers customized to your interests.

If you have provided us with an email address, we may send you email messages related to your transactions with us. We may also send informational or promotional email messages to you which you may opt out of receiving as described below

With whom does Healthy Rebates share my personally identifiable information?

We do not sell your name or other personally identifiable information to third parties.. We my share your information with our promotional partners. We will also use the information in your profile to provide you with information and promotional offers via email. From time to time, we may engage third parties to process your information on our behalf; however, Healthy Rebates requires that these third parties comply with Healthy Rebates’ privacy policy when processing this information. When you purchase services or products through Healthy Rebates that are to be provided by another party (for example, a health insurance company), we share your information with the third-party so that the third-party can provide the services or products you requested. We may also receive information about you from the third-party providers.

We may share with third parties anonymous, aggregated information about all our users.

Security regulations of several countries may require us to provide foreign and domestic government agencies with access to data you disclose to us.

We may disclose personally identifiable information to government authorities or to third parties pursuant to a subpoena or other legal process, to the extent we are required by law to do so.

Do I have choices in how you use my personally identifiable information?

For each registered user of the Site, Healthy Rebates creates a profile of the information that user has provided to enable us to provide you with certain features of the Site, such as user chat rooms and forums. You can edit your e-mail and other profile preferences at any time by notifying us through the Contact Us section of the Site.

Each promotional email you receive from us will provide you a specific opt-out mechanism to allow you to unsubscribe from receipt of these promotional e-mails.

Even if you choose opt out from receiving promotional e-mails from Healthy Rebates, we may continue to use your e-mail address in order to carry out or communicate with you about transactions you make on the site, and to send you any other information that you have agreed to receive.

How does Healthy Rebates use cookies, tags, and similar technologies?

Healthy Rebates uses cookies, tags, and other similar technologies. These technologies allow us to recognize your preference information, remember, your user profile, and facilitate effective Site administration. We use the information we collect to enhance your visit to Site and provide you with information tailored to your needs.

You may elect to refuse cookies; however, doing so may affect your use of some portions of Healthy Rebates’ and our partners’ web services. Please refer to your browser Help instructions to learn more about cookies.

Healthy Rebates has engaged third party tracking and advertising providers such as Google Analytics to act on Healthy Rebates’ behalf to track and analyze your usage of our Site through the use of cookies. This third party collects, and shares with us, as we may request, web site usage information about visits to our Site, measures and researches the effectiveness of our advertisements, tracks page usage and paths followed during visits through our Site, helps us target our Internet banner advertisements on our Site and on other sites, and tracks use of our Internet banner advertisements and other links from our marketing partners’ sites to our Site. The information collected on Healthy Rebates’ behalf by this third party does not contain your name, address, email address, or any other personally identifiable information.

How does Healthy Rebates protect children’s’ privacy?

This Site is intended for adults, so if you are under 13, please do not use or register with the Site. If a child under 13 has provided us with personal information without parental or guardian consent, the parent or guardian may email us, and we will remove the information and unsubscribe the child from any promotional contact opportunities.

How do I tell Healthy Rebates that I don’t want to be contacted for promotional purposes?

You may request to be removed from Healthy Rebates’ informational and promotional email subscription lists at any time by using the Unsubscribe links in our e-mail communications. If you have questions about removing your name from our subscription lists, you may contact us by using the Contact Us page.

How do I update personal information such as my address?

We ask that you keep your information as up-to-date as possible so you may get the maximum benefit from Healthy Rebates. Go to your Profile to make your changes.

Links

This Site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of those sites, and Healthy Rebates’ Privacy Policy does not apply to information collected from you by those sites. We encourage you to read the privacy statements of each site that collects information from you. When you are leaving our site via a link to interact with a site that is not governed by our privacy policy, a new browser window will open. If your interaction with our Site will require sending your information to a third-party site that is not governed by our privacy policy, we will clearly inform you before your information is sent.

How do I confirm my acceptance of your Privacy Policy?

By using the Site, you signify your acceptance of this Privacy Policy, and you adhere to the terms and conditions posted on the Site under “Terms and Conditions” If you do not agree with these terms, please do not use our Site or submit any personal information.

How We Protect Your Information

We employ and maintain technology and security measures designed to protect your personal information. When you submit sensitive information via our website, such as credit card information, that information is subject to a variety of protections both on-line and off-line, including password-protected systems, firewalls and secure sockets layer (SSL) encryption technology. However, no data transmission over the Internet can be guaranteed as 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us or receive from us