HSAEducator.com Terms

Introduction

The Internet web site located at http://www.HSAeducator.com (the “Site”) is a product/service of Healthy Rebates, Inc. (“Healthy Rebates”) Healthy Rebates is a marketing company that is focused on the Health Savings Account industry and provides a myriad of services and products to promote and grow said industry.

AGREEMENT BETWEEN USER AND HEALTHY REBATES

The Site is operated by The Healthy Rebates or its affiliates or subsidiaries and is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Site constitutes your agreement to all such terms, conditions, and notices. Your use of a particular feature included within the Site may also be subject to additional terms outlined elsewhere on that website (the “Additional Terms”). In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines contained within any particular Web page on the Site, then these terms shall control.

PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS SITE. By accessing or using this Site, you agree to these terms of use, conditions and all applicable laws. If you do not agree to these terms you may not use this Site.

MODIFICATION OF THESE TERMS OF USE.

Healthy Rebates reserves the right to change the terms, conditions, and notices under which the Site is offered, including but not limited to the charges associated with the use of the Site. You are responsible for regularly reviewing these terms and conditions.

Terms of Use

All content on this Site is owned or controlled by Healthy Rebates and is protected by worldwide copyright laws. You may download content only for your personal use for non-commercial purposes, but no further reproduction or modification of the content is permitted. The products, technology or processes described in this site may be the subject of other intellectual property rights reserved by Healthy Rebates or other third parties. No license is granted with respect to those intellectual property rights.

The information presented here has been compiled by Healthy Rebates from internal and external sources. However, no representation is made or warranty given as to the completeness or accuracy of such information. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. You should therefore independently verify information obtained from this site before you act upon it. Healthy Rebates shall not be liable for any damages or injury resulting from your access to, or inability to access this Site, or from your reliance on any information provided in the site or in response to queries made to HSAeducator.com or through this site’s chat room or Forum.

This publication is provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

This Site may provide links or reference to other Sites, but Healthy Rebates has no responsibility for the content of such other Site and shall not be liable for any damages or injury arising from that content. Any links to other Site are provided merely as a convenience to the users of this Site.

The trademarks, service marks and trade names shown in this Site are protected in the United States and internationally. No use of these may be made without the prior, written authorization of Healthy Rebates except to identify the products or services of the company.

Any information or communications you post or send to this Site, or otherwise to Healthy Rebates by electronic mail, including all data, images, sounds, text, and other things embodied therein, with the exception of personally identifiable information, are on a non-confidential and non-proprietary basis, and Healthy Rebates is under no obligation to refrain from reproducing, publishing or otherwise using them in any way for any purpose. Healthy Rebates shall be free to use the content of any such information or communications, including any ideas, inventions, concepts, techniques or know-how disclosed therein, for any non-commercial or commercial purpose, including the developing, manufacturing and/or marketing of goods or services. Use of any personally identifiable information will be governed by Healthy Rebates Privacy Policy.

USER PARTICIPATION.

Healthy Rebates does not and cannot review all communications and materials posted to or created by users accessing the Site and are not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user generated content on the Site, Healthy Rebates is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the Site. However, Healthy Rebates reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) violates any law or regulation or (e) offensive or otherwise unacceptable to Healthy Rebates at its sole discretion. Note that any personally identifiable information you may post or transmit will be treated by Healthy Rebates in accordance with Healthy Rebates’ Privacy Policy.

USER CHAT ROOMS.

Healthy Rebates may, but is not obligated to, monitor or review any areas on the Site where users transmit or post information or communications or communicate solely with each other, including but not limited to chat rooms, bulletin boards or other user forums, and the content of any such information or communications. Healthy Rebates, however, will have no liability related to the content of any such information or communications, whether or not arising under the laws of copyright, trademarks, libel, privacy, obscenity, or otherwise.